One of our readers is considering requesting a T-Mobile phone service and wrote when asked if T-Mobile needed a credit check for their service. Let`s dig into it! This plan includes 10GB of 4G LTE mobile hotspot per month and one unlimited mobile hotspot/tethering at 3G speeds thereafter. If customers pay on time for 12 consecutive months, they can get a new device for $0 without a credit check. Customers also have access to other plans, even without a credit check. As for T-Mobile, the new deal doesn`t apply to people who are leaving AT&T, Sprint, and Verizon to join the company`s “uncarrier” revolution that is shaking up the phone industry. You still need a credit check. And only half of them should make it. This plan can support more phones, click “Buy this plan” to see all the options T-Mobile also offers an optional rental program called JUMP! On demand, which offers customers the option to upgrade to a new smartphone every 30 days. Customers can upgrade $0 in advance and not pay sales tax if they have an eligible credit, and then pay for the device through monthly payments. To upgrade, customers just need to bring their current device, show that it still works well, and then get their new device.

If the customer cancels his package, the remaining amount is due and the work tool must be returned. However, it is still a mobile phone service, prepaid or not. I hope this answers your “T-Mobile Credit Check” question. If you have anything else in mind, let us know! If your credit score is low, don`t be surprised if you have to pay a down payment. This provides T-Mobile protection in case you don`t pay your bills. T-Mobile can easily withhold your deposit after cancelling your service. The T-Mobile ONE Plus No Credit Check plan is a mobile plan for individuals or families offered by T-Mobile. The plan offers customers unlimited calls, unlimited SMS, and unlimited 4G LTE data. Data can slow down after 50 GB of usage per month. The T-Mobile ONE Plus No Credit Check plan is a contract-free plan.

A: Today, you can expect to take a credit check when you apply for a job, purchase auto insurance, take out a mortgage, and of course, when you apply for wireless phone service. Receive a billing credit each month for each T-Mobile ONE line that consumes less than 2 GB of data. That statistic comes from T-Mobile`s own internal numbers, Carey said. Although he doesn`t know what it is with other carriers, he suspects it`s almost the same thing. Make a quick and easy financing decision. (This won`t affect your credit score.) “We`re now at a point where your relationship with us counts more than a credit score,” Dave Carey, executive vice president of T-Mobile, said in an interview with CNNMoney. If you`re willing to pay the full purchase price of your phone upfront, you can either get a Simple Choice plan or save a little money and choose the Simply prepaid service without a credit check. The carrier wants to make sure you paid your bills on time in the past. If your triple-digit credit score is low (I`d say less than 550), T-Mobile will know that instead, you have the unfortunate habit of not paying your bills on time. All mobile operators have credit requirements in one form or another.

You need to have a good balance to use policies like AT&T Next and Verizon Edge, which allow you to pay back your new phone over time and update your device earlier. And with Sprint, you can only avoid a credit check if you bring your own device or buy older and lower models like a used iPhone 4s or Samsung Galaxy S4. To avoid a credit check and sign up for T-Mobile Simple Choice, follow these steps. Note that this option has a deposit, but only corresponds to your first month of service. To sign up without depositing, follow the steps below for simple prepaid plans. 1. Go to Plans and select Individual or Family. T-Mobile offers financing when you sign up for a Simple Choice plan, but this option is not available if you choose a plan without a credit check. Jump requires a credit check, but if your credit score is at least in its 600, there`s a good chance you`ll be approved.

It`s worth considering if you have pretty bad credit, but think it`s good enough to get financing and avoid the high upfront cost of a new phone. (You can find options to check your credit score here.) In 2015, T-Mobile Jump! On-Demand, an upgrade program that allows you to choose the latest devices at any time at low cost. You can upgrade to a new phone up to 3x per year with no upgrade fees or waiting time. Don`t pay for an upgrade. Just replace your old device. There is no upfront fee for both jumps! or Jump! On request, but you pay $10 per month for registration. Note that to be eligible, you`ll need a postpaid Simple Choice plan, not a plan without a credit check. With your fees, you can upgrade earlier and replace your phone in case it is lost or damaged.

Check out this review for more information about the T-Mobile Jump and Jump On Demand programs. CNNMoney surveyed the country`s major wireless carriers about their loan approval rates. AT&T (T), Sprint (S) and Verizon (VZ) did not comment before the release of this report. None of the three companies that sell your credit data — Equifax, Experian, TransUnion — said they could shed light on the problem as well. Even if you have a low credit score, you don`t have to panic. As mentioned earlier, you can always apply for a T-Mobile prepaid plan. T-Mobile offers Simple Choice prepaid plans that do not require a credit check or annual contract. Here`s the basics of the plan: You need to decide if the differences are worth upgrading to Simple Choice. To sign up for a prepaid plan and avoid both a credit check and a deposit, follow these steps. 1.

Select Plans, then Prepaid Plans. 2. Select “Buy a new device” and select the desired phone. 3. Add the phone to your cart and pay. Your total amount includes the cost of the phone, a $10 SIM starter kit, and a $0 deposit. 4. Your device will be shipped to you.

Once you`ve received it, activate it and then choose your plan. This plan does not have a credit check, but requires a down payment. The deposit amounts are as follows: Mobile phone companies perform a credit check every time you sign up for a new contract. The reasoning is simple: wireless companies want to make sure you pay your bill. T-Mobile said it takes more into account than a customer`s credit score when assessing whether it will likely pay the company every month. But with his high-end offerings, he turned down more customers than he felt comfortable. Poor credit can make many areas of life difficult, from approving an apartment to services such as cable, internet, and cell phone service. If you tried to sign up for wireless service just to get hit with a large deposit of hundreds of dollars, you have other options. T-Mobile offers a variety of wireless plans that allow you to sign up without a credit check, no deposit, and no annual contract. “We wouldn`t have any information or statistics about whether or not someone was turned down for a phone — carriers would have it,” Equifax spokeswoman Meredith Griffanti said. “We just provide the credit report.” The basic monthly plans offered by T-mobile do not include a credit check, down payment or annual contract.

For just $30 per month, you can get unlimited SMS with limited calls and data. And for $35 a month, you get unlimited data-free conversations and texts. In this article, you`ll learn how to sign up for the T-Mobile service with bad credit and what you need to know about T-Mobile Simple Choice and other prepaid plans. Ultimately, you can choose the T-Mobile plan that`s right for you. If you look at an advertisement for mobile operators, you`ll see the fine print. And buried somewhere is a mention that the deal is “for qualified customers.” AT&T, Sprint, T-Mobile, Verizon – they all do. T-Mobile also offers Simply prepaid plans that don`t have an annual contract, credit check AND no deposit. You can bring your own phone or buy a new one. These plans are cheaper than Simple Choice plans: On Thursday, T-Mobile (TMUS) announced that it would stop reviewing credit for existing customers when they renew their service. Instead, they are judged on whether they have paid their bill on time in the past 12 months. These plans do not require a credit check, contract, or deposit.

Of course, you`ll need to pay for your mobile service as you go, buy prepaid wireless cards, or sign up for automatic payment with your credit card. If you`ve opted for a prepaid mobile service, T-Mobile has a lot to offer. While it`s not the fastest or most reliable network, you can get unlimited data (albeit at slower speeds) with the ability to stream music without consuming your data. .